Recently I was contacted by a potential client’s spouse, who asked me why she should hire an attorney to handle her husband’s car accident? I advised her that depending on the extent of the injuries, she may not need to hire an attorney. She told me that her husband was seriously injured and would be out of work for a considerable period of time and that he had severe cuts on his arm from the collision and would likely have a horrible scar after he finished treatment.
After we discuss the details of the case, I told her I would be happy to help them resolve this matter and would attempt to obtain all of their damages and potentially future medical bills (dealing with the scar).
I did not hear from them again, until recently, I got a call, and the spouse advised that they had just signed a release but the insurance company did not reimburse them for all of their medical bills. When I asked few questions it appears that they had health insurance and the at fault car insurance company paid for the co-pays not the full value of the damages as they are required to do.
After signing the release, the insurance company advised that the matter was resolved and that there would not be any additional funds paid to them.
I asked her why she settled the claim and did not hire an attorney, she said she thought she could handle it herself. Apparently, they signed a release closing the case prior to getting clarification of what the insurance company was paying for. Do not let this happen to you, prior to signing any type of release, at least consult an attorney for their professional advice. If you are asking for legal advice the attorney may charge a small nominal fee, (we charge $40.00), but it is valuable to prevent you from making a mistake, like the family above, it will cost them several thousands of dollars, because they are required to pay back their health insurance and that will likely leave nothing for future medical care.
If you are seriously injured, you should speak with an Savannah Car Accident Attorney for a FREE consultation at 912-508-4711 or 770-948-5454.