Most Georgians are surprised to find out that health insurance companies will request to be paid back for any monies they pay out. Health Insurance companies usually have what is called a subrogation interest or a reimbursement interest in your claim if you have any opportunity to recover your damages from a third party or the at-fault driver’s insurance. The health insurance companies will hire subrogation or reimbursement companies whose sole purpose is to collect the money that the insurance company paid out. In some cases, the health insurance will deny paying for any benefits (or medical care) if there is a third party claim. What that means is if there is someone else at fault whose insurance should pay for your harms and losses, then the health insurance company will deny paying for any claims. While this is not the common practice it has happened.
Equally important the courts have supported their legal rights to be reimbursed or paid back. If you try to avoid paying them back they can deny future benefits until they recover their losses, or if the amount is substantial they can sue you and depending on the circumstances the attorney who released the funds of any settlement without attempting to resolve their pending claims.
If you have a pending personal injury claim and have health insurance and do not know how to proceed or have any questions regarding your claim, contact an Atlanta Personal Injury Lawyer at 770-948-5454.