If you have been involved in a motor vehicle collision or car wreck and were hurt, your biggest problem will be finding medical care.
The solution is simple if you have health insurance, the problem is most people do not have health insurance. So what are other ways you can get medical care if you do not have health insurance?
We will explore the different ways people injured in a car wreck with no health insurance can obtain medical care. The first way we will look at is medical payments coverage.
Medical payments coverage – This is optional coverage that is provided through your automobile insurance carrier. The usual range of coverage is around five thousand dollars. This may not seem like a lot but if you are injured and can not work you need treatment today. If you are not able to work you need any insurance coverage that can get you looked at by a medical professional to determine the extent of your injuries.
Often times a doctor’s visit can cost between $100-$250 for an initial visit. and can not afford to pay a doctor anywhere from $100-$250 for an initial medical visit. The important thing to remember is if you are hurt you should see a medical professional.
If you are seen by a doctor, you have independent record that you had problems and sought medical treatment for injuries. This helps establish if your injury is related to your car wreck and not some injury that occurred while you were working around you home.
The more time that goes by from the initial injury date and the date you receive treatment will only benefit the insurance company. The insurance company will fight any major delays or gaps in treatment.
The fact is if you are injured you do not just deal with it. If you are hurt you will find a way to get seen by a doctor! If it is important you need to be seen by a doctor. If it is not, then you will be treated as if you are not hurt.
If you are a family member has been injured in a car wreck, contact an Savannah Car Accident Lawyer at 912-508-4711 in Savannah or 770-948-5454 in Atlanta.
In part two of this series we will discuss doctor’s liens.