This is a tough situation. If the other driver does not have insurance and they fled the scene clearly you will have a difficult if not impossible task of proving a particular vehicle was the one that hit you and then that the vehicle was not stolen.
Auto insurance companies provide what is called uninsured motorist coverage, it is an optional coverage that you are not required to purchase. This insurance is used when someone wrecks into you and they do not have insurance coverage.
In this specific set of facts where the other driver is at fault and leaves the scene of an accident, your legal recourse is to seek your damages through your uninsured motorist coverage.
If you can not prove who hit you, and you do not have uninsured motorist coverage, you will be responsible for your own damages both property damage or repairing your vehicle and then bodily injury or your medical bills and potentially your lost wages as they relate.
Uninsured motorist coverage is probably the most important coverage you can maintain as a driver on the road. We can all control our vehicles. We control our speed, our turning or not turning, yielding or not yielding, but what we can not control is the other drivers on the road.
Uninsured motorist coverage provides us protection against other drivers and should be purchased for as much coverage as you can afford. It is not expensive and is well worth the expense.
The other option is to take the risk and when you are hit by a hit and run driver you pay the price of repairing everything yourself as well as potential medical bills and lost wages. That is a huge gamble to take with your family.
Go get information today on uninsured motorist coverage!