In Georgia, if you are involved in a car wreck claim, it is very important that prior to settling or attempting to resolve your claim with the insurance company, you find out the full extent of your damages. In other words, it is important that you know what all the bills are that you will be responsible for as it relates to your Georgia motor vehicle collision claim.
For example, if you are involved in a car wreck claim and have seen a doctor, and do not have health insurance, or medical payment coverage through your own automobile insurance carrier, then you would be required to pay out of pocket for your medical care.
In this case, it can be very difficult to pay for the care you need especially, if you are out of work due to your injuries. As such it is important that you seek to find a medical provider who will work with you to provide you the medical care you need.
There are certain organizations that will seek to help you find medical providers who will take on your claim on a lien basis. A lien is an agreement to pay for the medical care for any proceeds or money that is received from any settlement of any claim as it relates to the medical care. In other words, the medical provider will provide you the medical care you need and will hold off on sending you into collections or billing you until you have settled your claim and then you will pay the medical provider from the settlement funds or money.
In some cases, the medical providers themselves will work directly with you and request that you sign lien paperwork. The lien paperwork is an agreement that you will not leave them without any payment whatsoever. In other words it is your promise and/or contract that you will for their medical services upon any funds you receive as a result of any personal injury settlement.
You should never settle your claim unless you know and understand what your total damages will be. If your medical care deteriorates rapidly and you require surgery, what will you do? Once you settle it is final, complete, no going back. That is why it is so important to know if you are permanently injured or will require surgery.
If you should have any questions about obtaining medical care or seeking more information on a medical lien it is a good idea to contact a Georgia car wreck attorney at 866-937-5454 to discuss what questions you may or may not have and how it would relate to your Georgia car wreck claim.