If you are in Savannah or the surrounding area and have been injured on the job or have a disease or illness as a result of your job environment, you may be entitled to workers compensation benefits. At times, dealing with insurance companies can cause people to be unsure of what their rights are. Moreover, workers compensation can be a bit confusing. Each state has its own workers compensation laws. Here are some common questions about Georgia’s laws and how they may affect you:
What should I do if I am injured on my job?
If emergency medical treatment is needed, call 911. Regardless, you should report the injury to your supervisor as soon as possible. Failing to make a report within 30 days could put your benefits at risk. If you are unable to work for longer than seven days, and a doctor has you on a no-work status, you should be entitled to receive benefits.
How will I know if my job is covered by worker’s compensation insurance?
The Georgia State Board of Workers’ Compensation specifically states the following: “Georgia requires most employers with three or more full time, part-time or seasonal employees to have workers’ compensation insurance. If the business is incorporated or a LLC, the corporate officers or members are included in the three or more employee count regardless of whether they exempt themselves from coverage.”
If you still have questions, you should contact either a knowledgeable Georgia workers compensation attorney such as Ty Wilson, or you can contact the Georgia State Board of Workers’ Compensation Enforcement Division to find out if your employer maintains workers compensation insurance coverage.
What if I am now permanently disabled?
If you are permanently disabled, you will receive benefits based on the extent of your injury. Usually, an injury is determined as permanent if there is nothing further your medical providers can do for your injury. This information is explained in Georgia workers compensation form WC-2.
Are there injuries that are not covered by workers compensation?
Yes. If the injury did not happen while you were at work or doing work for your employer, it may be not covered. Additionally, injuries that result from committing a crime, using illegal drugs, being under the influence of alcohol or horse playing , etc., may not be covered.
If death results from my injury, will my dependents receive benefits?
Usually, if you die as a result of a work-related injury, disease or illness, your dependents (spouse and/or children) will receive benefits. There are many rules as it relates to Georgia death claims and it is recommended that you speak with a Savannah workers compensation attorney.
These are just basic questions and answers that most people have. However, each person’s situation is unique and should be treated as such.
Be informed. Be aware. Be prepared.
Ty Wilson is a Georgia workers compensation attorney, with offices in Savannah and Atlanta, who provides free information to the injured and the families of the injured. Visit tywilsonlaw.com to order his FREE Georgia workers compensation “Special Reports” and to read his many articles and to watch his videos.
If you have specific questions for a workers compensation attorney in Georgia, give Ty at call 912-508-4711 in Savannah or 770-948-5454 in Atlanta.