If you were injured on the job in Georgia, you have the right to obtain medical treatment free of cost through a workers compensation claim. However, these claims can be complicated, and it is possible that your claim will be denied if you make some common errors. Below are three main reasons your Georgia workers compensation claim could be denied.
1. Your Injury Occurred While You Weren’t Doing Your Job
To have a valid workers compensation claim, you must be injured in the course and scope of your employment. If you were injured doing something that is not actually in your job description, your injury may not be covered by workers comp. This is especially true if your injury was the result of horseplay, or if you were injured due to being under the influence of drugs or alcohol.
2. You Do Not Notify Your Employer of Your Injury
You need to report your injury to your employer as soon as it occurs. If you were seriously hurt and taken away by emergency personnel, you need to speak with your employer about your injury as soon as possible. If you get hurt on the job, don’t say anything, and just wait to see if you get better on your own, you could be seriously damaging your ability to pursue a claim. If a significant amount of time passes before you let your employer know you need treatment, it will be too late for your injuries to be covered by workers comp.
If your employer refuses to acknowledge your injury, put the notification in writing. Ask who the insurance company is that handles workers compensation claims for your employer. Go above your supervisor’s head. Do anything you have to do to have your injury acknowledged.
3. You Do Not Request Medical Care
If you were hurt on the job, you need to receive medical care to treat your injuries. If there is no medical treatment, there is no claim. You have the right to receive medical care at no cost to you as long as you seek treatment from a workers comp-approved doctor.
It is not uncommon to wait a couple of days to see if your pain subsides on its own before deciding to pursue treatment. However, you should not wait any longer than this. Ideally, you have already reported your injury to your employer as soon as it happened. If you are still experiencing pain a couple of days later, you need to see a doctor.
Be informed. Be aware. Be prepared.
Ty Wilson is a Georgia workers compensation attorney, with offices in Savannah and Atlanta, who provides free information to the injured and the families of the injured. Visit tywilsonlaw.com to order his FREE Georgia workers compensation “Special Reports” and to read his many articles and to watch his videos.
If you have specific questions for a workers compensation attorney in Georgia, give Ty at call 912-508-4711 in Savannah or 770-948-5454 in Atlanta.