1) Won’t the insurance company pay up front for any medical treatment I need?
Many people think that if they were involved in an accident that was another person’s fault, they should not be responsible for out of pocket expenses. Unfortunately, this is not the case. The insurance company will not pay for your treatment as you go. In fact, they will only make you a single payment, and that will be when you settle your bodily injury claim. This settlement should include compensation for medical bills, lost wages, and pain and suffering.
2) Isn’t the insurance adjuster there to help me?
A lot of car accident victims make the mistake of thinking that the insurance adjuster is on their side. After all, if you were injured due to another driver’s negligence, it’s the insurance company’s responsibility to make sure you get treated fairly, right? Wrong. Insurance adjusters are trying to pay out as little money as possible, and have many ways to discredit or minimize your claim. They will look for any reason to refuse to pay for your medical treatment, or even deny your claim outright.
3) How do I know when it’s time to settle?
You should not even consider settling your case until you are completely finished with your medical treatment. Even if the insurance company is pressuring you to wrap up your claim, it’s important to realize that once you settle and sign a release, there is no way to ever go back and get additional compensation. If you do settle and end up needing more medical care for your accident injuries as time goes by, you can never obtain additional compensation for your medical bills and lost wages.
Ty Wilson is a Savannah auto accident attorney who is dedicated to providing an abundance of free information to the public on the topic of Georgia personal injury claims and Georgia automobile insurance. Visit tywilsonlaw.com to read his many articles, watch his videos and to download his FREE BOOKS.
If you have questions for an attorney, give Ty a call at 1-866-937-5454.