What is Medical Payments Coverage? Why should you care? Well if you have been injured in an auto accident in Atlanta or a car wreck in Savannah, you are probably wondering how you are going to pay for your medical care. The first thing to do is to check your insurance policy for something called medical payments coverage. It is policy coverage provided by your automobile insurance company, and it is optional coverage.
Whenever I ask callers if they have medical payments coverage through their automobile insurance policy, they usually tell me they are “fully covered.” The fact is “fully covered” could mean they only have the required legal minimum coverage, which DOES NOT include medical payments coverage.
If you are reading this after being in an auto accident in Atlanta, you should pull your policy and check for medical payments coverage. Please note that medical payments coverage varies in the amount of coverage. We typically see the coverage anywhere from $500.00 to $50,000.00.
This is by far the easiest way to obtain medical care if you are hurt and unable to work due to your injuries and do not have health insurance.
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