Being injured in a car accident can greatly affect your life. If you have sustained a serious injury, you probably have to undergo a long process of medical treatment in an attempt to become fully healed. Most people who are injured in a car wreck will miss some time from work. Even accident victims with minor injuries are frequently sent to the emergency room to be checked out. Sometimes people are too hurt to return to work for days, weeks, or even months.Calculating wages
If you were injured due to the negligence of another driver, the at-fault party’s insurance company is responsible for paying you a monetary settlement for your damages. Damages include medical bills, car repairs, lost wages, and even the pain and mental anguish that you undergo after being in a crash. The insurance company is responsible for paying for your lost wages, but you have to make sure you take all of the proper steps to ensure that the insurance company considers your entire lost wage claim.
It’s important that you follow your doctor’s instructions. If your doctor takes you off of work, you should stay off of work. If your doctor assigns you light duty work, you should not over exert yourself, and work within the limits he or she suggests. When your doctor tells you that you can return to work, you need to go back right away. Don’t stay off of work any longer than necessary.
Make sure you document your absences carefully. Don’t rely on your employer to keep track of your missed time. Keep a calendar and mark off any days or hours you miss for doctor’s appointments and procedures, or if you are just too hurt to go.
The insurance company will require verification of your lost wage claim to reimburse you. Copies of pay stubs showing your wages, attendance printouts showing your time missed, or a letter from your employer stating time missed will help the insurance adjuster verify your claim. You can be reimbursed even if you used your sick or vacation days during your time off. These days have value, because if you use them all while you are recovering from your accident injuries, they will not be available to you later.
A good attorney will be extremely helpful when it comes to pursuing a successful lost wage claim. He or she will know exactly what an insurance adjuster will need to be able to verify your wage claim. Sometimes, an adjuster will insist he or she needs a lot of additional information to evaluate your wage claim, such as back tax returns. Sometimes this information is necessary, but sometimes the adjuster is just trying to get away with not paying you the full value of your claim. A lawyer will work with the insurance company on getting what they need to pay for your claim, but will also recognize when the insurance adjuster is asking for unnecessary information.
If you have been off of work for an extended period of time, you and your family might be facing great financial hardship. You should talk to an attorney right away about pursuing a bodily injury claim and a lost wage claim. You owe it to yourself to hire an attorney who will be your advocate, and demand nothing less from the insurance company.