A: There are several ways with which you can pay for your medical bills if you’ve been injured in a car accident:
1) Health Insurance – If you have health insurance, it is recommended that you use it to pay for medical treatment after your car wreck.
2) Medical Payments Coverage – Purchased through your automobile insurance carrier, this is another way to pay for your medical care. If you’ve been involved in a car wreck, it’s important that you check your insurance coverage and see what insurance you have available for you as it relates to the wreck. If you have medical payments coverage, you can use it to pay for medical care resulting from the injuries from your wreck. Just provide the policy information to the hospital and/or doctor’s office, and they will bill the insurance company. The insurance company will pay all reasonable and necessary bills as it relates to your injuries relating to the car wreck claim.
3) Medical Liens – How it works: You would sign a legal document, like a contract, promising to pay the doctor for their services regardless of the outcome of your motor vehicle claim. This should only be used when you’re seriously injured, and should be discussed in detail with your car accident attorney.
Of course, there are other ways to obtain medical treatment, but these are the most common. Should you have specific questions, it’s important that you speak with your Georgia car wreck attorney. If you do not have an attorney and would like to speak with one about your case, call Ty Wilson at 866-937-5454 or download his FREE books, 10 Secrets of Georgia Car Wreck Claims and The Consumer Awareness Guide to Buying Car Accident Insurance in Georgia.