Unfortunately, hit and run accidents happen every day in Georgia. If you’ve found yourself the victim of a hit and run driver, you probably have a lot of questions, such as who is going to pay for your car and medical care. Depending on several different factors, it is very likely that you can have a valid claim if you were hurt by a hit and run driver.Car Crash
By law, every driver has a responsibility to remain at the scene of the accident to make sure any injured parties receive medical attention. If someone is involved in a car accident and leaves the scene before making sure the other people involved are OK and without exchanging insurance information, that person could be charged with a crime. If someone involved in the accident is seriously injured or killed, the driver who flees can even be charged with a felony.
If you are hit by a driver who fled the scene of the accident, the first thing to do is call 911. Quickly note any identifying details of the other car and driver before your memory fades. What was the make and model of the other car? Did you see the license plate? What did the driver look like? In some situations, it is impossible to get all of this information. However, anything you remember can be helpful to the police in tracking down the hit and run driver.
Even if the other driver is never found, you may still be able to pursue a valid injury claim. If you carry uninsured motorist coverage on your own insurance, you can obtain monetary compensation for your medical bills and pain and suffering. Uninsured motorist coverage applies if you were hit by an unidentified driver, or a driver who doesn’t have valid insurance coverage. It is very important to have this kind of coverage on your own insurance policy, and if you don’t have it, you need to get it to make sure you are adequately protected.
You may think that pursuing an injury claim against your own insurance will be easy, because your insurance company should treat you right. Unfortunately, this is not the case. Your insurance company will treat your uninsured motorist claim the same way any insurance company treats any claim. Do not expect to be treated fairly just because you pay premiums to this company every year. It can still be very difficult to get a fair settlement from your own insurance company. The insurance adjuster is not your friend, even in an uninsured motorist claim.