When the workers’ compensation insurance companies look at settlement of a Georgia workers’ compensation claim they look at what future benefits they will need to pay in the form or income benefits which include temporary total disability payments, temporary partial disability payments and permanent partial disability payments. How many weeks moving forward are you going to receive temporary total disability or temporary partial disability benefits? Do you have a permanent injury, if so you may be entitled to permanent partial disability benefits?
Equally important are medical benefits and the insurance company will look at what they must pay out in the form of future medical benefits. For example, is surgery recommended? Physical therapy? Prescription medication? What is involved in your follow up care. If there is no follow up medical care there is little to no value for the future of your follow up medical care.
What the insurance company does not consider is how this has affected your life. How painful your injury was and what it took to recover and what pain you may have gone through in the form of a surgery or multiple surgeries or injections. Georgia workers’ compensation claims do not pay for pain and suffering so there will be no money allocated for that in a settlement if there is one. Settlement is optional by both parties.
If you have specific questions on your Georgia workers’ compensation claim, you should reach out and speak with a Georgia workman’s compensation attorney.
Be informed. Be aware. Be prepared.
Ty Wilson is a Georgia workers compensation attorney, with offices in Savannah and Atlanta, who provides free information to the injured and the families of the injured. Visit tywilsonlaw.com to order his FREE Georgia workers compensation “Special Reports” and to read his many articles and to watch his videos.
If you have specific questions for a workers compensation attorney in Georgia, give Ty at call 912-508-4711 in Savannah or 770-948-5454 in Atlanta.