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The Real Cost of Dog Bite Claims

The Real Cost of Dog Bite Claims

Dog bite injuries can be extremely serious. They can require thousands of dollars in medical care to treat, and some injuries can be life threatening. In fact, the average amount of money State Farm Insurance paid out on dog bite claims in 2011 was $28,799, according to a spokesperson for the insurance company.The Real Cost of Dog Bite Claims

In honor of National Dog Bite Prevention Week, the Centers for Disease Control and other groups released statistics about dog bites as well as how to protect yourself and your family from dangerous dogs. According to the CDC, of the 4.7 million dog bites each year, over half of the dog bite victim were children. Children age five through nine are at the greatest risk of being bitten. Seniors are the next largest group at risk of dog attack.

Children and seniors are the most at risk for dog attacks due to several reasons. Both groups are less likely to be able quickly and agilely escape from a dangerous dog. Children and the elderly also may be more severely affected by the kind of injuries usually sustained in a dog attack, such as deep cuts and lacerations.

Interestingly, the number of dog attack claims rose from 2010 to 2011. In 2011, State Farm paid out $109 million in 3,800 dog bite claims. In 2010, $90 million was paid out on 3,500 claims. According to the Insurance Information Institute, insurance companies paid a total of 479 million in dog bite claims in 2011.

I’m glad to see that State Farm is taking dog attacks seriously and is taking part in National Dog Bite Prevention Week. Although dog bite victims usually have a legal right to receive monetary reimbursement for their medical bills and pain and suffering, it is of course better to avoid an attack entirely than to have to worry about being compensated for one after the fact. It is always better to be overly cautious with strange dogs, and not to approach or try to play with a dog you don’t know. If you are approached by a strange dog, you should stay calm and keep still.

Recently, Georgia passed a law increasing the criminal penalties for dog owners who have dangerous dogs that attack multiple times. Hopefully legislation like this, combined with public awareness efforts like that of the CDC and various insurance companies, will help decrease the number of dog attacks.

Read Ty’s article, Do I Have a Valid Dog Attack Claim. If you have questions for a Georiga dog bite lawyer, give Ty a call at 1-866-937-5454.

Be informed. Be aware. Be prepared.

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