A utility worker was knocked 20 feet from the bucket of his truck when it was hit by another truck in Alpharetta on December 9. The worker was treated for broken bones.
Accidents of this kind are all too common for laborers on the job, and they’re the primary reason behind Georgia’s workers’ compensation statutes. Under Georgia law, workers’ medical bills, rehabilitation costs and income benefits, if a worker qualifies, are covered through an insurance plan in case they’re injured while working.
How It Works
Any employer with three or more workers must provide workers’ comp insurance. This coverage pays out regardless of who’s at fault in causing an accident. There are exceptions to that rule, such as when an employee is injured due to drug or alcohol use. When a payment is contested, the case is reviewed by an administrative law judge.
In Georgia, workers’ comp income benefits pay two thirds of the worker’s average weekly wage up to a maximum of $500 per week. Employees generally cannot sue for additional damages beyond those recovered through workers’ comp.
Workers’ comp may seem like a simple enough proposition: If you’re hurt while on the clock, your boss’s insurance pays the bills. In reality, however, it’s one of the most heavily litigated and contentious areas of insurance law. That’s why it’s especially important to have good legal representation when you’re trying to assert your legal rights after a work-related injury.
Ty Wilson is an Atlanta workers compensation attorney | Savannah workers compensation attorney who is dedicated to educating those who have been injured in a work accident while he assists them with their workers’ compensation claim. Ty encourages injured workers to read his FREE Georgia Workers Compensation Special Reports – they’re free. Call 1-866-937-5454 or visit tywilsonlaw.com.