An Insurance Adjuster’s Best Tricks
As a personal injury attorney in Georgia, I get a lot of calls from people who have tried to handle their car accident claim on their own, but who are frustrated trying to deal with the insurance company. This is no surprise, considering that insurance adjusters have a lot of tricks and techniques for minimizing your claim as much as possible.
It is an insurance adjuster’s main goal to pay out as little money as possible on every claim. They have a lot of methods to help them do so.
Asking you to give a recorded statement.
If you have been involved in a car accident, one of the first things the insurance adjuster will ask you to do is to give a recorded statement. Many people don’t realize it, but this is the first chance the adjuster has to start poking holes in your case. As soon as you give the recorded statement, the insurance adjuster hands it over to the insurance company’s attorney to see how your own words can be used against you.
Asking you to sign a medical release.
Many adjusters will ask you to sign a medical release under the guise that they are going to take some of the burden of your claim off of your shoulders; if you sign the release, they will get all of your medical bills and records, and you won’t have to worry about doing it yourself. Unfortunately, this is just a tactic to get unlimited access to your medical records. They will look for anything that can possibly cast doubt on the validity of your injuries, or make it look like you were already hurt before the accident occurred.
Encouraging you to settle your claim before you are really healed.
You owe it to yourself and your family to make sure that you are completely healed from your accident injuries before you attempt to settle your claim. Once you have settled your case, there is no way to go back and get additional compensation, even if you end up with a more serious injury than you initially thought. Don’t let an adjuster push you into settling too soon.
Ty Wilson is a Savannah car accident injury lawyer who provides the public with FREE information about Georgia car accident claims and dealing with the insurance company. Visit tywilsonlaw.com for FREE articles, videos and to download his FREE BOOKS.
If you have questions that you would like to ask an attorney, give Ty a call at 1-866-937-5454.
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