Surprisingly this is not the number one question my firm receives. You see, by the time someone contacts my office they have already attempted to handle the claim themselves.
In fact, when I ask a potential client “have you given a recorded statement” their typical response is “yes, I told them what happened.”
Well, I hope you were 100% certain and did not show any signs of uncertainty as we all do from time to time.
Good people see the good in things and look at the bright side of dark things. That includes other people who have wronged them. There is nothing wrong with that unless you are giving a recorded statement to the insurance company. They are basically taking your deposition and locking down your testimony. Why do they do it so early after the collision?
Well common sense tells you it is because that is when your mind is the freshest and you will remember details better. While that maybe true, it is also well known that if someone gets an attorney involved the insurance company will have a difficult time getting a recorded statement.
Why do you think that is? There is no good that comes from you giving a recorded statement only bad things can come of it. We live in a time of insurance companies being more aggressive than ever.
More often than not we see people who want to fairly resolve their claim only to find that insurance company’s idea of fairness does not cover all medical bills related to a claim, couple that with the knowledge that most people do not wish to go to trial and be one “those” people, the insurance companies have it pretty easy.
As a general rule if you have been hurt in a car crash contact a car accident attorney and ask them if they think you should give a recorded statement before you give a recorded statement.
The general rule is that you are NOT required to provide a recorded statement to the at-fault insurance carrier. They will threaten to close your file if you do not. Understand, your file can be opened at any time, this is only a ploy to scare you into complying with their request.
On the other hand, you may be required to provide a recorded statement to your insurance company. Why, you ask? If you are insured, you have an insurance contract with your insurance company. In some of those contracts there is a requirement that in order for you to have insurance coverage you agree to help them investigate any claims against the insurance carrier. Providing a recorded statement would be part of helping them investigate a claim.
As such, if you are being asked to provide a recorded statement ask them for the policy language which obligates you to provide one. If they can not provide you the language you may not be required to provide a recorded statement.
If you have questions about a Georgia car accident claim, contact our office we are here to help.
Ty Wilson is a personal injury attorney in Georgia and is dedicated to helping injured people and their families. Call his office today at 888-689-5224 to order his free book, 10 Secrets of Georgia Car Wreck Claims. This book is intended to give you and/or your loved one a solid foundation regarding Georgia auto accident claims, how to hire an attorney, and how to deal with the insurance company prior to speaking with an attorney.