Do You Need Uninsured or Underinsured Motorist Coverage?

How many times have you heard the scenario? By no fault of their own, a person is seriously injured in a car wreck and suffers serious injuries. However, the at-fault driver was driving without adequate insurance or no insurance at all, leaving the victim in financial ruins and owing hundreds of thousands of dollars in medical bills.

You can protect yourself from such a situation by obtaining high levels of uninsured or underinsured motorist coverage (UM/UIM). For usually a nominal increase in your premium (for example in some cases $50 per year for $1 million in coverage), UM/UIM insurance can cover you if you are ever injured by an uninsured or underinsured driver.

UM/UIM coverage can pay for current and future medical bills, lost wages, as well as pain and suffering damages.

Please feel free to call our office if you have questions about UM/UIM or the adequacy of your current coverage. We offer free consultations to help any driver whether you are a client or not. Our goal is to help everyone on the road.

Remember you can not stop the drunk driver from getting behind the wheel, or the teenager from picking up their phone texting and driving, but you limit the financial impact it will have on you and your family.

Also we are writing a book about Georgia insurance coverage and what you should look at, we are in the pre-order phase, if you are interested in this book contact us at our office or at our website and request your insurance guide today. We will send you the report and then the book once completed.

Ty Wilson is a personal injury attorney in Georgia and is dedicated to helping injured people and their families. Call his office today at 888-689-5224 to order his free book, 10 Secrets of Georgia Car Wreck Claims. This book is intended to give you and/or your loved one a solid foundation regarding Georgia auto accident claims, how to hire an attorney, and how to deal with the insurance company prior to speaking with an attorney.