A: This is a commonly misunderstood topic. If you are suing someone who has hit you in a car accident, you are suing the driver not the insurance company. The insurance company (because of a contract with the at-fault driver) will represent the at-fault driver, but you cannot just serve the insurance company.
This helps make service of the lawsuit a little more challenging and a reason why our office will not take any case that is within six months of the statute of limitations or deadline.
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