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Savannah Motorcycle Accident Lawyer | Three K ...I was involved in an Atlanta motorcycle accident | Savannah motorcycle accident and was wondering if they will settle with me on the damage to my motorcycle prior to settling with me for my injuries?
A: When you get involved in a motorcycle wreck or collision in Georgia, you have two separate claims. The first claim is for the property that has been damaged as a result of the collision. The second claim is for bodily injury or your injuries.
It is common that the property damage is settled rather quickly. The first thing the insurance company looks at is if the motorcycle is drivable or not. If it is drivable, they look at the cost to repair the motorcycle. If it is not drivable or the cost to repair the vehicle far exceeds the fair market value, the insurance company will likely consider the motorcycle a "total loss" and they will then pay for the fair market value of the vehicle.
Mistakes are made and it is always important to seek documentation on how the insurance company came up with their valuation of the vehicle. It is important to remember this is the property damage and you are settling all of the damaged property, so if you broke your expensive sunglasses, provide a receipt and the insurance company will or should pay the fair market value. For example if the sunglasses are five years old and cost $100.00, likely you will not receive $100.00 for them, but the fair market value after wearing them for five years.
Property damage claims are to either pay market value of your vehicle or fix it and return it in drivable condition.
If you have questions regarding your property damage claim, contact our office to speak to an Atlanta motorcycle wreck lawyer.
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