What type of insurance do I have available to me if I am involved in a car wreck?

 

A: When you hire an attorney this is one of the first things they should do.  Look for and research what insurance is available for your car wreck claim.  Some of the more common coverages include:

            Health insurance - most people are familiar with this coverage you may have if provided for you by your employer, or you may pay for private health insurance, this can help you obtain medical care so you can get back on your feet.

            Medical payments coverage - this coverage is through you automobile insurance policy and will be used to pay for medical bills that are related to a car wreck claim where you were not at-fault.

            Uninsured motorist coverage - easily the most important insurance coverage you can have.  This coverage will protect you if the person who hit you does not have insurance and more importantly does not have enough insurance coverage to pay for your harms and losses.


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